I’ve been struggling financially since I graduated High School. I am nearly 27 years old now. That’s almost a decade! There have been many ups and downs and I’ve learned some things along the way but I’ve never felt in control of my money. The stress of worrying about my finances has been a heavy burden that has affected other aspects of my life. In the last few years I have made some changes and feel that I am moving in the right direction as a whole. I have grown in many ways. However, I don’t feel that I’m making enough progress with my debt. I currently have over $50K in student loans, almost $15K in credit card debt, and I still owe about $13K on my car. At one point I think my credit card debt was approaching $25K. I feel certain that once I gain control I can stop worrying and can spend more time focusing on the important things. I want freedom!

I recently discovered Personal Finance (PF) blogs in the vast world of the Blogosphere. It was comforting to know that there were many people out there who are or were in debt like me. Most of these people have made significant progress and have shared what they have learned with advice, recommendations and personal anecdotes. I thought above all else that blogging about my finances could be therapeutic. Putting my thoughts on record might help me keep myself accountable and give me more drive to overcome the struggle. Should others come to my page and comment that would be a bonus. Encouragement and support is always a good thing.